There is an entire series on the sidebar of this blog called “Pharma Wars,” which chronicles the exploits of perhaps the most infamous high-risk processor of all time — a Russian company called Chrono Pay and its now-imprisoned CEO.

While Chrono Pay was most known for processing payments for spam-advertised pill shops and fake antivirus affiliate programs, it also was caught up in a micropayment scheme that for years put through bogus, sub- transactions on consumers credit cards (usually for some kind of software or ebooks program).

I began hearing from readers about this early this month, in part because of my previous sleuthing on an eerily similar scheme that also leveraged payment systems in Malta to put through unauthorized junk charges (.84) for “online learning” software systems.

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When you strip everything down and simply view them in their most basic form, both ACLS (Advanced Cardiac Life Support) and BLS (Basic Life Support) possess the same objective – learning the proper techniques to aid in saving the life of someone in cardiac arrest.

He acknowledged, however, that it was indeed unusual that the affiliate program doesn’t appear to have been marketed on the Internet to attract real-life affiliates.

“We think one happened is one of their affiliates got hacked into and might have done something wrong,” Dangelmaier said.

And, just like with the $9.84 scam, this latest micropayment fraud scheme involves an extremely flimsy-looking affiliate income model that seems merely designed for abuse.

According to information from several banks contacted for this story, early versions of this scam (in which fraudulent transactions were listed on statements as PLI*WEBLEARN) leveraged, formerly associated with a company called Plimus, a processor that also lists offices in California and Israel (in addition to Ukraine).

However, there are many differences between the two courses that regulate how this overarching objective is met.

The foremost distinction between ACLS and BLS is the level of advancement between the two.

That miscreant — a fellow who used the nickname “Fizot” — had been using Plimus to accept credit card payments for, an anonymization service that was sold primarily to individuals engaged in computer fraud.

marketing campaigns include the “mass production of fabricated consumer reviews, testimonials and fake blogs that are all intended to deceive consumers seeking a legitimate product and induce them to pay.

As with the .84 scheme, this latest round of phony charges appears tied to an affiliate marketing scheme for “online learning” (hence, the “Weblearn” notation on victims’ credit card statements).